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Матеріал з Луцький НВК "Гімназія №14"

Secret: NFL rookie how to spend their first bonus
Original author: Kent Dickerson; compilation: All Ze strong

Introduction: recent hit TV series "golfers" (Ballers). After starring Dwayne Johnson retired players transition to financial advisors, has been working for large customers Vernon Littlefield, in the play is a rookie contract immediately Vernon expiring defensive end, despite the millions of dollars at hand, but Vernon seems to face bankruptcy at any time, so do the players are able to squander it? This problem is very interesting, the following article may help you understand, as a rookie NFL player, a big contract Why is not enough to spend.

2015 NFL draft is over, in this draft is very multi-ball players and their respective teams have signed their first NFL contract. This is an exciting time for themselves and their families, because the dream has finally become a reality. Many players will be living in their own never been to a city, playing in the hands of the coach and his teammates do not know never seen together, make new friends, this is a whole new life, unfortunately, new the issue will follow, the biggest challenge is the property question, how well the right to control your money and you love those who say no?

Many people often wonder how these athletes are "made" out of so many dollars. Fans often see players huge signing bonus as well as the contract amount, and often say things like: "this man a year earn a lifetime more than I earned, he is it silly how can you suddenly have no money? up? I earned hundreds of millions of bankruptcy can get a little fool can have no sympathy for them! "

Let's look at these players in the end is really stupid, or are they really helpless, really worthy of sympathy. It should be noted that the following contents are all based on speculation, while you can also do some speculate based on its own data, start the following:

Let's say a player signed his first NFL contract, the length of four years, a total of $ 10 million, $ 5 million signing bonus. (Reference: 2015 first-round 15, running back Melvin Gordon and San Diego Chargers signed a four-year 10.67 million US dollars contract signing bonus of $ 6.02 million.) As we all know, this contract is that the real guarantee of $ 5 million in that moment he signed the contract, of $ 500 million is his.

However, the signing bonus is $ 5.0 million does not mean he is starting a $ 5 million.



Take a look: Uncle Sam must first pumped into 38%, which is inside the largest part of the tax, the more you earn the more you want to pay. Also see if he will play in which federal state, that state will extract about 2% state tax, additional tax is what the stadium? Basically Stadium tax laws in each state that there will be some professional players must pay part of the cost. If a player can play in a total of nine different cities in his first season, then this nine cities will be looking for him to close this tax, starting to play a rookie, this tax will cost him about $ 100,000.

Finally, players will basically hire a broker to help him carry out contract negotiations. Brokers usually proportional to draw 3-5%, we are here to do an example with 4% mid-point, then subtract $ 200,000. Now a $ 5 million signing bonus, leaving only the 2.7 million.

After the money arrived, the first question he faced was: "The first thing you want to buy what is?." For Zhafu young players, in all likelihood the answer is: "I want to give my mom to buy a big house." Then look at the big house would cost him much money.



First, he can not give his mother just buy second-hand cheap jerseys for sale housing trouble, after all, she put him care for adults, give her diaper, take him to training, cook to feed him and support him play. Mom always wanted a big house dream, and now he finally had the opportunity to return to her, he did not want my mother to worry about the mortgage every month is, so that he can use cash to buy a $ 375,000 buildings in a big house, then spend $ 50,000 I bought a set of furniture and appliances. In addition, he did not want her mother to continue to work, and he promised to give her 50,000 US dollars a year the cost of living, bought a new car for her. The rest is for birthdays, holidays and other gifts and ready to pay for her to travel, which has spent $ 25,000.


Legend: Packers 2014 first-round pick Haha Clinton Dix after signing the contract, he gave my mother bought a big house

By the way, you can not forget to buy something to his father, but this is simple, just give him to buy a new pickup bright shining ($ 50,000) get, and now he was a mere $ 2.1 million.

Rookie through their own hard struggle, became a millionaire overnight. First, return the money after the national, state and federal return, return the broker, his parents paid off. Now is the time to think about himself, and had $ 2.1 million on hand, we have to see how he can spend.



He bought himself three vehicles, spent $ 200,000, of which $ 100,000 a luxury car, and a friend who had been for the $ 70,000 SUV went out to play, as well as a second home on the low-key backup scooter $ 30,000. Second home? Yes, he had bought the buildings in the city is $ 1 million house (500,000 cash payment, 500,000 installments), after all, he marked the fourth consecutive year to eight months each year in the city game. Then lived in his hometown to spend $ 25,000 a year to rent a house to prepare to go home to visit relatives.

Of course you can not give $ 1 million house with cheap nfl jerseys free shipping furniture, so to spend about $ 110,000 on furniture and other decoration, $ 30,000 installing a set of entertainment systems, while also spent 100,000 in the courtyard, tools and daily necessities , auto insurance and maid / cook / housekeeper or something on it.

He needs to make himself look more in line with the identity of a millionaire, can not wear those cheap nfl jerseys free shipping naughty baggage talk show, so he was in the wardrobe upgrade, spent $ 110,000 to buy jewelry / watches / accessories.

In the rest of the week or a long offseason, also needs to be a trip, he Hupenghuanyou a leisure trip, and spend $ 25,000. After all these expenses, he left $ 1 million, and now it is time to rethink, using the money to take care of family and friends at the.



Because before I have children, so he established a college fund ($ 100,000), and then paid $ 30,000 a year the child mother as alimony.

Almost forgot, the player and a bunch of friends and relatives have been supporting him all these years. Protect his friends off the court, relatives have also been supporting his football career. He owes these people a lot of love, repay them is also essential. So he decided to help some of them pay off their debts to help his brother to open a barber shop to help his aunt to open a nail shop or something, and he spent $ 170,000.

Only $ 700,000 a.

We assume that he did not like his teammates, like philandering, he had only one true love girlfriend, to marry him, he bought his girlfriend a heart of water has long been 3 carat diamond ring. The next step was preparing wholesale jerseys for sale the wedding, honeymoon. And in order to maintain the public image of the two men in front of her clothes had to be constantly renewed, and then spend all $ 100,000.

Finally, the rest of the $ 600,000 he still has many places to spend & hellip; & hellip;



As a millionaire and NFL players, he needs to be responsible for a good tax accountant, a good lawyer to help him out of trouble, a financial adviser to help him reasonably good money. Uncertainty out of his athletic career, buy a large claims on insurance is also essential. In addition, he also wanted to conduct business outside of one or two sports, and his accountant told him to spend money on charity or church donations to help him pay less tax each lot. It all spend a lot of money for his remaining $ 600,000, it has begun to recover a little Jin Jian elbow up.

The above is a NFL rookie analyze how to spend $ 5 million in a year. All these costs are very pragmatic, it has been allocated in accordance with the relatively low-key way, especially for professional athletes have such income is strength.

So, you wonder, "players are" among the star rookie Why do you always face bankruptcy.